What is a Home Inspection? A home inspection is an objective visual examination of the physical structure and systems of a house from the roof to the foundation.
What does a home inspection provide? The report provides written documentation of material defects discovered in the inspected building's systems and components which, in the opinion of the inspector, are safety hazards, are not functioning properly, or appear to be at the end of their service life. The report may include the inspectors recommendations for correction or further evaluation buy a licensed specialist.
What does a home inspection include? The home inspection will included the condition of the home's heating system; central air conditioning system (temperature permitting); interior plumbing and electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement and structural components.
Why do I need a home inspection? Buying a home could be the largest single investment you will ever make. To minimize unpleasant surprises and unexpected difficulties, you ll want to learn as much as you can about the newly constructed or existing house before you buy it. A home inspection may identify the need for major repairs or builder oversights, as well as the need for maintenance to keep it in good shape. After the inspection, you will know more about the house, which will allow you to make decisions with confidence. If you already are a homeowner, a home inspection can identify problems in the making and suggest preventive measures that might help you avoid costly future repairs.
Do I need a home inspection for a coop or condo? Buying a home even a coop or condo, is still an investment of your hard earned money. You'll want to learn as much as you can about the coop or condo before you buy it. A home inspection assist you to make decisions with confidence on the investment you will make.
When do I call a home inspector? Typically, a home inspector is contacted immediately after the contract or purchase agreement has been signed. Before you sign, be sure there is an inspection clause in the sales contract, making your final purchase obligation contingent on the findings of a professional home inspection. This clause should specify the terms and conditions to which both the buyer and seller are obligated.
What will it cost? The inspection fee for a typical one-family house varies geographically, as does the cost of housing. Similarly, within a given area, the inspection fee may vary depending on a number of factors such as the size of the house, its age and possible optional services a home inspector may provide. Do not let cost be a factor in deciding whether or not to have a home inspection or in the selection of your home inspector. The sense of security and knowledge gained from an inspection is well worth the cost, and the lowest-priced inspection is not necessarily a bargain. Use the inspector's qualifications, including experience, training, and compliance with your state's regulations, if any, and professional affiliations as a guide.
Do I have to be there? While it's not required that you be present for the inspection, it is highly recommended. You will be able to observe the inspector and ask questions as you learn about the condition of the home and how to maintain it.
How long will the inspection take? The time will vary depending on both the size and condition of the home. For most homes, 2 to 3 hours is pretty typical. But for larger homes or homes in poor condition, it may take longer.
Can I fail a home inspection? No. A professional home inspection is an examination of the current condition of a house. It is not an appraisal, which determines market value. It is not a municipal inspection, which verifies local code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe its physical condition and indicate what components and systems may need major repair or replacement.
What if the report reveals problems? No house is perfect. If the inspector identifies problems, it doesn't mean you should or shouldn't buy the house, only that you will know in advance what to expect. If your budget is tight, or if you don't want to become involved in future repair work, this information will be important to you. If major problems are found, a seller may agree to make repairs.
CAN YOU DO THE REPAIRS OR MAINTENANCE THAT MAY BE RECOMMENDED IN YOUR INSPECTION REPORT? In accordance with the NYS Standards of Practice and Code of Ethics, we do not participate in any construction related activities for our inspection clients. That would represent a conflict of interest.
Who gets a copy of the home inspection report? Your report is confidential and will only be given to other parties with your consent.
Is there a difference between an Inspections and an Appraisal? Of Course! An appraisal is a market value evaluation of a property. An appraisal is done to set the present value of a house. The lender then determines how much the buyer may borrow to purchase the property. The appraiser sets the value of the property based on looking at neighboring properties and their sales prices. An inspector performs a thorough evaluation of the major systems and the structural integrity of the property. The appraiser usually works for the lender while the inspector work for you. An inspector identifies items in need of replacement or repair prior to closing. This can save you many headaches and thousands of dollars. U.S. Department Of Housing And Urban Development (HUD) requires buyers sign a Consumer Notice advising them to get a house inspection in addition to a house appraisal before purchasing a house with a FHA mortgage. Additionally, HUD now allows home buyers to include the costs of appraisal and inspection in their FHA mortgage.
A Pro Home Inspection Inc.
917-681-6800
aprohomeinspectioninc@gmail.com